If you’re looking to give your Ultimate Rewards point balance a serious boost, consider the red-hot “Chase Sapphire Reserve” credit card. It’s not longer just a rumor (now it’s a fact and you can apply today!), and I’ve got all the important details you need to know about before you fill in the application. Here’s… Continue reading Chase Sapphire Reserve Review: Get 100,000 Ultimate Rewards Points
Why Aren’t Credit Cards Instantly Approved?
It seems everyone wants things instantly, including approval for their newly applied for credit cards. But we aren’t always told right away if we’ve been approved or not, even if it’s a so-called pre-approved offer. While it’s frustrating not to receive the “Congratulations!” e-mail in your inbox within seconds of applying for a credit card,… Continue reading Why Aren’t Credit Cards Instantly Approved?
How to Get Your Credit Card Annual Fee Refunded
There are plenty of folks out there who are down on credit cards, and even more who are down on credit cards with annual fees, for obvious reasons. But one perhaps lesser known fact about credit card annual fees is that they’re often refundable. Like other fees you might pay in advance, such as insurance… Continue reading How to Get Your Credit Card Annual Fee Refunded
Chase Freedom Unlimited 1.5% Cash Back on Every Purchase
Chase Freedom Unlimited Cash Back In an effort to match products offered by rival credit card issuers, Chase is launching “Freedom Unlimited” to compete in the 1.5% cash back space. This will complement their existing Chase Freedom card, not replace it. The new offering will align it with the likes of Capital One Quicksilver and… Continue reading Chase Freedom Unlimited 1.5% Cash Back on Every Purchase
Can You Can Add Someone as an Authorized User Who Already Has the Same Credit Card?
There are a variety of reasons why a credit cardholder would want to add an authorized user. For some, it’s a means to a better credit score thanks to the piggybacking that takes place if the person authorizing the user has good credit. For others, an authorized user could open the door to more cash… Continue reading Can You Can Add Someone as an Authorized User Who Already Has the Same Credit Card?
Please Don’t Get an Alumni Credit Card
Go State! Sure, maybe while you’re attending university and watching their football games on the weekend. But when it comes to your precious financials, you might want to keep them out of your wallet for good. Don’t be fooled. When we’re talking about money, loyalty generally doesn’t pay. And secondly, you graduated. It’s time to… Continue reading Please Don’t Get an Alumni Credit Card
Is There a Limit to How Many Credit Cards You Can Get Approved For?
Some more credit card Q&A, this time concerning the number of credit cards you can apply for in a certain period of time (and hold) successfully. This question certainly depends on the card issuer, but some new rules are preventing approvals even if you’ve never applied with a given bank. Have you heard of 5/24,… Continue reading Is There a Limit to How Many Credit Cards You Can Get Approved For?
Costco Anywhere Visa: Details of New Citi Costco Credit Cards Emerge
Costco Anywhere Visa Card by Citi It was revealed earlier this year that Costco was ditching American Express in favor of Citi after the pair was unable to renew their longstanding contract. So come next spring, you’ll be swiping with a Citi-based Visa credit card at Costco, not your current Amex. The name of the… Continue reading Costco Anywhere Visa: Details of New Citi Costco Credit Cards Emerge
Credit Card Tipping Is Getting Out of Control
Several years ago I ranted about the tip section on credit card receipts. I actually can’t find the post because I think I deleted it while doing some spring-cleaning on this site. But the gist was that every time you paid for something with a credit card there was that annoying little tip section. You… Continue reading Credit Card Tipping Is Getting Out of Control
The Ritz-Carlton Rewards Credit Card Now Offers Two Free Nights!
If you’re looking for free nights at a high-end luxury hotel, you might want to consider the latest offer attached to the “Ritz-Carlton Rewards Credit Card” from Chase. The complimentary nights have been doubled from one night to two, making it twice as nice for the guy or gal looking to stay somewhere in comfort… Continue reading The Ritz-Carlton Rewards Credit Card Now Offers Two Free Nights!