Credit card Q&A: “What credit card limit can I get?” Are you curious what you’ll qualify for in the way of a credit card limit, or if you’ll even be approved to begin with. Well, sadly, it’s always a bit of a mystery until after you apply and receive your credit card (and its related… Continue reading What Credit Card Limit Can I Get?
Blue Cash Everyday Card from American Express Review
American Express just launched a new cash back credit card, known as the “Blue Cash Everyday Card from American Express.” As the name implies, it is part of the card issuer’s popular Blue series, which are revolving credit cards that don’t need to be paid in full, unlike their more traditional charge cards. The “Everyday”… Continue reading Blue Cash Everyday Card from American Express Review
British Airways Visa Signature Card Review – 100,000 Mile Bonus
This is my review of the British Airways Visa Signature® Card. I don’t have this card in my wallet because I’m not a big fan of Avios or the fact that British Airways charges enormous fuel surcharges, which diminishes the value of the sign-up bonus. Credit card issuer Chase recently launched the “British Airways Visa… Continue reading British Airways Visa Signature Card Review – 100,000 Mile Bonus
Why Credit Scores Are Different
Credit score Q&A: “Why credit scores are different?” In case you didn’t know, there are three 3 major credit bureaus, including Equifax, Experian, and TransUnion. And if you order a credit report that gives you all three credit scores (which is recommended), they most likely will not match. They actually could be quite different. For… Continue reading Why Credit Scores Are Different
BankAmericard Cash Rewards Credit Card Review
There have been quite a few commercials for Bank of America cash back credit cards lately, so I thought I’d do a quick review of the latest offer. The “BankAmericard Cash Rewards Credit Card” has no annual fee and 0% APR for the first 12 billing cycles on both purchases and any balance transfer made… Continue reading BankAmericard Cash Rewards Credit Card Review
How Do Credit Card Companies Make Money?
Credit card Q&A: “How do credit card companies make money?” Credit card companies make money in a variety of different ways. The first and most obvious way is via consumer-related fees. We’ve all paid late fees, over-the-limit fees, and so forth. Credit card companies make a ton by charging fees for all types of different… Continue reading How Do Credit Card Companies Make Money?
How Many Credit Inquiries Is Too Many?
Credit Q&A: “How many credit inquiries is too many?” Though most credit score questions are hard to nail down, thanks in part to the cryptic nature of credit scoring, we can get some useful hints if we look at certain data. Do the Credit Inquiries Matter? First things first, there are two types of credit… Continue reading How Many Credit Inquiries Is Too Many?
Credit Karma Review
Below is my Credit Karma review, which is my personal experience with the company’s credit scoring tools. So I decided to give Credit Karma a whirl, considering they proclaim to be the providers of absolutely free credit scores and credit reports without the need for a credit card. They even highlight that fact in their… Continue reading Credit Karma Review
How Many Credit Cards Should I Have?
Credit card Q&A: “How many credit cards should I have?” Credit cards can be useful tools to manage debt and earn rewards for everyday purchases, but they can also cause problems if you’re not responsible. Aside from landing yourself in serious credit card debt, too many credit cards can drag down your credit score, though… Continue reading How Many Credit Cards Should I Have?
Does My Spouse’s Credit Affect Mine?
Credit score Q&A: “Does my spouse’s credit affect mine?” So you’ve got excellent credit, but your spouse’s credit isn’t so hot. Does this mean your spouse’s bad credit history will affect your pristine past? Not exactly. Just because you’re married or living together doesn’t mean your credit history is commingled, which may or may not… Continue reading Does My Spouse’s Credit Affect Mine?