So you’re thinking about traveling abroad. Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and satisfying trip. Packing and planning aside, you should be squarely focused on your finances, as foreign vacations can cost you and your family thousands of dollars, and a few right… Continue reading The Best Credit Cards to Use Abroad for Free!
Citi Simplicity Card Review
By now, you’ve probably heard of the “Citi Simplicity Card,” which as the name suggests, is aimed at keeping things simple. It accomplishes its goal of simplicity by not charging an annual fee, a late fee, an over-the-limit fee, or penalty APR if you miss a payment. In fact, the only fees they do charge… Continue reading Citi Simplicity Card Review
United MileagePlus Explorer Card Review – 65,000 Bonus Miles Up for Grabs
It’s that time again, where we take a hard look at a new credit card offer to see if it’s right for you. The latest credit card offer from Chase is the “United MileagePlus Explorer Card.” A bit of a mouthful, but I digress. In case you weren’t sure, it is indeed an airline rewards… Continue reading United MileagePlus Explorer Card Review – 65,000 Bonus Miles Up for Grabs
Do Credit Card Companies Verify Income?
Credit card Q&A: “Do credit card companies verify income?” With all the recent rule changes shaking up the industry, you may be wondering how credit card issuers actually determine whether you’ll be approved or denied when applying for a credit card. And while credit scoring is paramount in that decision, other underwriting metrics are also… Continue reading Do Credit Card Companies Verify Income?
Chase Sapphire vs. Chase Sapphire Preferred
These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of the most popular credit cards doing the premium and standard version is the Chase Sapphire card. While it’s great to have options, knowing what each card offers can be a… Continue reading Chase Sapphire vs. Chase Sapphire Preferred
Are Credit Cards with Annual Fees Worth It?
Credit card Q&A: “Are credit cards with annual fees worth it?” There’s probably a misconception out there that all credit cards come with an associated annual fee. While this certainly isn’t true, there are a good number of credit cards that do have an annual fee. But why? Well, some credit card issuers offer special… Continue reading Are Credit Cards with Annual Fees Worth It?
New Southwest Credit Card Offers Over $800 Worth of Free Flights
Chase just re-launched the mega bonus on their travel rewards credit card, the “Southwest Airlines® Rapid Rewards® Premier Credit Card,” which comes with a staggering 50,000 bonus points after you spend just $2,000 in the first 3 months of account opening. Those 50k bonus points are good for over $800 in Wanna Get Away® Fares, which… Continue reading New Southwest Credit Card Offers Over $800 Worth of Free Flights
Are Credit Cards Bad for Your Credit Score?
Credit card Q&A: “Are credit cards bad for your credit score?” In short, no, opening a credit card won’t hurt your credit score, at least not in the long run. Sure, you may see your credit score get dinged a few points when you apply for a credit card, but this is standard practice when… Continue reading Are Credit Cards Bad for Your Credit Score?
The Longest 0% APR Credit Cards Available
Most recent update: March 9th, 2017 First and foremost, here are the longest 0% APR credit cards available currently available: Longest 0% APR Credit Cards – Amex EveryDay Credit Card – 0% intro APR on purchases and balance transfers for 15 months – Amex EveryDay Preferred Credit Card – 0% intro APR on purchases and… Continue reading The Longest 0% APR Credit Cards Available
What Is Credit Card APR?
Credit card Q&A: “What is credit card APR?” If you’ve seen an ad for a credit card lately, or looked at the terms of your existing credit card, you’ve probably stumbled upon the acronym “APR.” APR stands for Annual Percentage Rate, and is the method most credit card issuers use to express your interest rate.… Continue reading What Is Credit Card APR?